Insurance Accepted

See the list of insurance plans and networks accepted by IGO Medical Group

IGO Medical Group accepts most major health insurance plans, but it is the patient's responsibility to call the health plans and verify that IGO is an in-network provider for your particular plan. Even if your insurance is on the list below, it may not cover all our services.

If you have a primary insurance plan that IGO does not accept, we must bill them and receive a denial of payment in order to then bill your secondary insurance. There is no guarantee that the secondary insurance will cover your services. If your insurance(s) deny payment, you will be responsible.

IGO Medical Group accepts most major insurance plans. If your plan is not listed below, please call your insurance provider to verify coverage.


IGO accepts all Major PPO plans affiliated with local networks. HPN - High Performance Networks with any insurance are not accepted. Accepted PPO plans include, but not limited to:

    • Aetna - including Trinet Elect Choice Open Access and Open Access Select (no HMO, no Covered California, no Aetna
      Medicare Advantage PPO, no Narrow Network, no Premier Care Network, no EPO, no Whole Health, no Aetna Aexcel)

    • Admar Med Network
    • Anthem Blue Cross - including Pers Platinum (no HMO, no Select PPO, no Narrow Network, no Pers Select, no HPN - High
      Performance Network)

    • Beech Street
    • Blue Shield (no HMO, no Promise - Medi-Cal, no Tandem PPO, no HPN - High Performance Network, no Prime Healthcare)
    • Blue Cross/Blue Shield PPO (out of state plans) - including Pers Platinum (no HMO, no Pers Gold)
    • CCN
    • Cigna – including Oscar (no HMO, no Cigna EPO IFP - out of Tennessee, no Choice Fund LCP, no Local Plus)
    • First Health
      • GEHA
      • Guardian
      • Healthcomp
      • Humana
      • Medicare - this includes most Medicare Advantage PPO plans
      • Multiplan Network (SMPP)
      • NAPP (National Association Preferred Providers)
      • One Health Plan
      • Operating Engineers
      • Pacific Foundation for Medical Care
      • PHCS
      • Plan Handlers
      • Principal Financial Group
      • Provider Network of America PPO
      • Scripps Employee Health Plans - EPO and PPO (no HMO)
      • Tricare Select / Health Net Federal Services 2023 (not accepting new patients at this time)
      • United Healthcare – including UHC Freedom Plan (no Core, no Medi-Cal, No Nexus, no Community Plan, no Oxford EPO, no Harvard Pilgrim Shared Services, no Qualcomm Scripps Plans-QDHP) For Navigate – must call UHC to inquire

For Qualcomm Employees: IGO physicians are providers for the Qualified Deductible Health Plan with
United Healthcare. IGO physicians are NOT providers for the premier options with Scripps Health.

The only HMO plans we accept is:

      • Tricare Prime / Health Net Federal Services 2023 (referral required for all services except well care) (not accepting new patients at
        this time)

The only Covered California plans we accept are:

      • Blue Shield PPO (no HMO)
      • Anthem Blue Cross Pathways (no EPO Exchange Plans, No HMO)
      • (no Medi-Cal or Molina)

Plans NOT accepted at IGO are:

      • Healthnet or Am Better Health
      • California Health and Wellness (Medi-Cal)